Posts Tagged massachusetts
2nd Annual Massachusetts College Goal Sunday to Help College-Bound Students Complete Financial Aid Form
Posted by admin in Financial Aid for College on February 23, 2011
Boston, MA (PRWEB) January 7, 2006
The 2nd annual Massachusetts College Goal Sunday will take place on January 29, 2006 at 13 locations throughout the state. College Goal Sunday provides free assistance to help students and families, including those with no tradition of attending college, to complete the Free Application for Federal Student Aid (FAFSA), the federally required application for financial aid. College Goal Sunday is made possible by a grant from Lumina Foundation for Education and is administered by the Massachusetts Association of Student Financial Aid Administrators (MASFAA).
The financial burden of attending college can deter many prospective college applicants. On January 29, 2006, hundreds of financial aid professionals and other higher education financing experts, together with partners and sponsors interested in helping students, will volunteer their Sunday afternoon to help students and their families fill out the FAFSA. This one-day event will help college-bound students take the first step in applying for college by participating in a two-hour moderated session that will lead to a completed FAFSA. Each College Goal Sunday site will offer detailed instruction in completing the FAFSA, educational prize drawings, giveaways and one-on-one assistance from financial aid experts.
“College Goal Sunday is a critical program to ensure Massachusetts remains a haven for higher education by making the financial aid process more accessible and easing the way for students to attend college,” said Sherri Culp of Brandeis University, co-chair of Massachusetts College Goal Sunday. “This program takes the fear out of paying for college by providing students and their families access to knowledgeable volunteers who will help students successfully navigate the financial aid process.”
In Massachusetts, 85 percent of families did not know enough about the financial aid application process – and could not have completed FAFSA without Massachusetts College Goal Sunday – based on a survey of attendees at last year’s inaugural event.
College Goal Sunday is a free-to-the-public, charitable effort to bring families of college-bound students together with financial aid professionals to eliminate the information gap on the availability of financial aid for college applicants. The Massachusetts mission is to:
Provide free on-site help to complete the Free Application for Federal Student Aid (FAFSA), the federally required form for seeking financial aid
Educate students that college is a viable option after high school
Increase the number and quality of FAFSAs filed in Massachusetts, and ultimately the amount of financial aid provided to the state’s students
Massachusetts College Goal Sunday will be held at the following locations:
Barnstable: Cape Cod Community College
Boston: Boston Public Library
Brockton: Brockton High School
Chelsea: Roca
Chestnut Hill: Pine Manor College
Fall River: Bristol Community College
Fitchburg: Fitchburg State College
Lawrence: Hispanic Office of Planning and Evaluation (HOPE)
Lowell: Middlesex Community College
Pittsfield: Pittsfield Educational Opportunity Center
Springfield: Springfield Central High School
Waltham: Waltham High School
Worcester: Quinsigamond Community College
For more information about Massachusetts College Goal Sunday, please visit www.masscollegegoalsunday.org. Massachusetts College Goal Sunday is sponsored in part by the generosity of American Student Assistance, Bank of America, Citibank, Citizens Bank, the College Board and the Massachusetts Educational Financing Authority. The College Goal Sunday SM program was created by the Indiana Student Financial Aid Association with funding from Lilly Endowment, Inc. and with supplemental support from Lumina Foundation for Education.
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How to Consolidate Student Loans – Federal Versus Private Loan Consolidation
Posted by admin in Private Loan on March 5, 2010
How to Consolidate Student Loans – Federal Versus Private Loan Consolidation
Key Facts On Private Student Loans
Many students prefer federal loans over appropriate recruit loans wittily because these government-backed loans have minor interest rates and are easier to repay.Visit Here Now http://studentgrantsloaninformation.blogspot.com
Private initiate loans are also readily available, but individual a few consider applying because of the widespread notion that private student loans are more expensive than federal loans.Private student loans fall for bigger funds as compared to federal loans. If you are studying in a private university seat you gold higher fees, private loans may just address your needs.
Private students loan are also named as alternate loans, which is offered by the individualistic lenders. The private initiate loan importance be availed for schools, undergraduate and graduate studies. Most of the lenders mention specialized loan schemes since each traverse approximating as subservient graduate loans, MBA loans, and communicate loans.Once the student acquires the funds, the money incubus substitute used for multiple purposes such due to tuition and books. Federal student loans place limits on how disbursed money is used. However, a private student loan constraint pay for a asymmetry of education-related expenses near as a laptop, rent, transportation, etc.
Private loans are usually unsecured loans, which charge high touch rates. However de facto has outright advantages in comparison lock up the Federal loans, congenerous as no special eligibility requirement, conduct certificate or other formalities. The easiness monopoly application attempt is the foremost advantage of the private student loan. The federal loans had the limitation that the student loan has to be utilitarian before the last date. But the private initiate loans have no specific dead bag and can be applied on lump day. The private student loan can buy for applied through online. The private student loans can be indebted the privileges of the deduction options of intact student loans. The repayment of the loan amount has to be started only touching the eventuality of the course and unbroken the refinement term.Visit Here Now http://studentgrantsloaninformation.blogspot.com
Advantages of Private Student Loans
Posted by admin in Private Student Loan on February 23, 2010
Although the cost of education has been constantly increasing, there are many ways that suggest that money need not be a hindrance for those who wish to acquire a degree from a college or a university. Student loans are created to achieve this purpose and the loans are of many types, of which private student loans are the most flexible.
The greatest advantage of private student loans is that they are quite uncomplicated and are finalized in a matter of few days, say within a week, unlike the other student loans. Private student loans are offered to students with bad credit history or no credit history. There is neither application filling procedure nor any closing dates. The upper limit to avail a private student loan is also much higher than the federal loans.
If the loan amount is small, it needs no co- signer but if it is sufficiently high, a co- signer, usually the parent’s is essential. Generally, the private student loans are availed when the student is not able to meet the educational expenses through federal student loans. Since the private student loan lenders do not get any subsidy from the government like the federal student loans do, the interest rates are a little higher.
Private student loans are also used to refinance the federal student loans at a lower interest rate. More than one private student loan can be applied and consolidated and along with other educational expenses, laptop and the like accessories can be purchased.
There are some conditions to apply for a private student loan. The student has to be enrolled at a half- time in a certificate, degree or technical program. He or she must be a US resident and a permanent resident at that and the credit score should be high and must have already utilized a federal student loan.
Some private student loan companies state that the repayment scheme depends upon the school year during which the financial aid is applied for. The academic performance of the student and the financial situation of the family are also taken into consideration. However, it is better to search the internet for a thorough knowledge of the various companies offering private student loans and their terms and interest rates and their repayment schemes. It is better if the company is a reputed one which would place the student in a comfortable position.
So, finance need not be a hurdle for those who wish to complete a degree from a college or university and private student loans guarantee that the student becomes successful in accomplishing the dream of his or her life. The private student loans ward off the sleepless nights considering the educational expenses and concentrate more on the academics.